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Buy/Sell and Key Man
Key man (also known as Key Person Insurance) is a type of Corporate-owned life insurance which insures an employer against the death or incapacitation of a so-called key employee, usually an executive or partner.
Reasons for Key Man Insurance
• Revenue purpose
• Capital purpose
For successful businesses, simple business structures may leave you risk exposed.
CBD Business Advisory's specialists are able to advise you on this critical business decision, no matter what stage of growth your business is in.
Our Advisory Services
Helping you and your business at every stage.
Business Expense Insurance
It allows the business owner to keep on top of business expenses if they are unable to work due to illness or injury and to ensure that you have saleable asset to return to work.
The major issues for business owners is considering their exit options. Those options include retention and extraction of capital and to what level they are extracted from the business. By maximizing the value of your business, you will be in a far better position to choose among the many different exit options.
CBD helps small business owners understand the ‘business value gap’.
Business value gap analysis is a process of determining your retirement income and assets, business value (current and future) and strategies to improve business profit and wealth